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Helping You Maximise,
Your Earning Potential.
Our mortgage advisers work closely with you to save you time and give you the very best chance of a successful application. Whether you are an experienced Landlord or making your first step on the investment property ladder, we can help maximise that earning potential.
Looking for more information on how to get started? Request a call back from one of our specialist team today.
Speak To A Specialist, Today
At Zenith Advice, we know that everybody takes different approaches to life's important matters.
If you’d like us to look after your Buy-To-Let Mortgage application, contact us today. You can reach us by visiting here.
How Our Process Works
Figure Out The Rent Potential
STEP 1
The decision as to whether or not a buy to let mortgage will be offered is usually based on
rental coverage – will the rent earned on the property cover the repayments? In some cases, there is less emphasis placed on your earned income.
Manage The Interest Rates
STEP 2
Buy-To-Let Mortgages usually have a higher interest rate compared to standard mortgages.
We will go through all the figures with you to ensure you are happy and confident on your earning potential from day one.
Manage The Affordability
STEP 3
We can have a long hard look at your incomings
and out goings to calculate whether the
property will earn you money in the long-run & what funds are required as a minimum each month.
Managing The Larger Deposit
STEP 4
Typically, lenders will insist on a minimum deposit
of around of 20% or 25% of the property's value. This is slightly higher than traditional mortgages
as the provider can not guarantee the
incomings of your tenant.
Get Ready To Move
STEP 5
It’s go time! With your mortgage approved and your requirements established, it’s up to you
to find your perfect property & tenant out there!
Have a Question? We Are Here To Help.
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority.